Understand the cost

Rates, fees, and terms.

Borrower Brief does not set loan pricing or charge application fees. Lending partners are legally required to provide full written disclosures before you decide.

APR

Annual Percentage Rate

APR reflects the true annual cost of borrowing, combining nominal interest with mandatory loan fees. Typical APRs from network providers range from 5.99% to 35.99% based on credit profile and state regulations.

Term

Repayment Period

Common loan terms range from 6 to 60 months. A longer term lowers each monthly installment but increases total interest paid over the life of the loan.

Fees

Additional Charges

Always review whether your matched lender charges origination fees, late payment charges, or returned payment fees before signing your agreement.

Before accepting any financial product

Carefully verify the net loan proceeds, APR, finance charge, monthly payment amount, payment due dates, and early payoff policy. Borrower Brief never charges consumers to submit a matching request, but third-party lender terms apply.

Available loan amounts through our online matching network range from $500 up to $5,000. Actual loan availability, rates, and terms depend upon your credit history, income, debt-to-income ratio, and state of residence.

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